/diy/ Do you know what this crack in my wall is? It's as the side of the house (semi detached) Home insurance have said that it is not an insurable event and is not subsidence.
Crack is narrow and even along its length. Its just a crack, they happen. Get a good mason to freshen up your points and replace the damaged bricks and it will be good for years to come.
Tuck pointing/fixing that is relatively easy and cheap if you do it your self. I was able to tuckpoint a few home repair projects after watching an hour worth of a few YouTube projects.
Get a chisel or mason hammer and dig out adjoins the crack. Get a tuckpoint tool and a small bag of mortar and u can fix it for about 50$ all together. Thou it looks high don't fall
Mason here. You can re point, and replace the bricks but if it's a foundation problem, which it looks like a foundation problem, they will just crack again. The insurance doesn't want to pay because foundation leveling is very expensive, sometimes in the 10-20,000$ range. If you own the place start fighting the insurance company, if you rent don't worry to much
check your insurance stuff mate. generally your house just falling to pieces is never insurable. something like a burst pipe flooding your carpet will get the carpet replaced. but like your roof rusting out doesnt mean insurance buys you a new roofing system. in this case, you'd need to get the structural problems caused by subsidence fixed yourself. then the insurance would cover the repointing.
I'd say that whole section fell out.
>new non-matching lintel
>different color bricks
..not for much longer, by the looks. In my (entirely un-professional) opinion, I'd get that shit checked out by someone competent (surveyor, whatever) if I were you, dude. With all due to (one or two) other posters, that looks both non-trivial and someway beyond Polyfilla-tier fix; nor, as also noted, would it appear to be the first time it's been 'repaired' either. As said, not my area, but, that all dont look so rosy there, IMO.
Now, if I were a betting man..
Get it checked out, if it's serious, hassle your insurance company.
Depending on when you bought the house and if the previous owners never mentioned that one wall was literally falling apart, you may be able to sue them for the damages. In most countries, you aren't allowed to sell a lemon house like some sleazy car dealer. But i would try and get the insurance company to pay up (if it is a foundation problem).
If you're anywhere around Thames valley the place is rife with subsidence. They've been pumping groundwater at monstrous rates and so house everywhere are sinking lopsided l'y.
My gran is out in Surrey and the insurance company said "not subsidence" to cracks you could fit your hand in, it's just standard procedure for the cunts.
One engineers letter later (via a solicitor) and half a million pounds worth of repair planning was put into place
Had a similar problem recently.
Wasn't subsidence. Insurance paid out to have inspections and repair done.
Turned out it was tree roots up lifting the corner of the house - which is strange because I own a detached house built on a concrete raft, but never the less a crack formed.
We also had to have the drainage repaired as the tree roots had destroyed them.
Have you got big or many trees near by?
scary shit, op. i tried to sell my place 2 years ago, but the buyer had a structural survey done, and apparently there's a huge crack in the gable wall, indicating subsidence. my insurance company are complete cunts and refuse to have anything to do with it even though i've had a lawyer on them (for free, ex gf) and i know i can't afford the repair, so when coupled with the fact that i'm quite seriously ill and this fucking nightmare is the last thing i need to be thinking about atm, i'm just pretending it's not happening, living in denial, drinking a lot and preparing to auction the place and live in a tent in the meantime, should it ever become visible from the exterior, which thankfully atm it's not.
definitely has been 'patched' before. bricks don't match at all. will happen again but worse if the true cause isn't fixed first.
insurance only likes the money to flow in one direction - that being into their pocket.
thought brick houses were supposed to be so awesome?