We all know the the middle class pays the most, atleast here in Europe.
The poor ones don't have any money to be stolen from and the rich ones use their massive amount of money to generate more through interests mostly.
But what if you have a small amount of money, lets say in the 5 digit zone?
Account book gives you so few interests that falls below the inflation rate.
Investing in stocks is highly speculative.
Gold seems okay, but at the moment it is still living in a bubble that could burst at any moment.
investing is more of a side thing.
if you dont have money to begin with i'd say focus on more tangible projects.
also
>highly speculative
it all depends your capacity for risk/reward.
You are very likely to lose what little you have if you are too thirsty.
There are two basic paths you can go down depending on what you want out of life.
Option 1 is to invest in a traditional diversified portfolio and continue adding to it throughout your working life until you have enough to retire.
Option 2 is to risk that money in hopes of a substantial return. For example, you could leverage that money with options and potentially control millions of euros worth of equity, or else you could be an angel investor in a startup business and help them make it big.
You could think out of the box and invest in insulation your house or buying led light bulbs