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Benefits of joining Navy Fed or other credit...
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You are currently reading a thread in /biz/ - Business & Finance

Thread replies: 6
Thread images: 1
Just opened an account with NFCU but I'm totally ignorant about matters regarding finance except for the most rudimentary things...what's the big deal with credit unions? Do they just cut you good deals on loans and interest accrual on accounts? Also, does being a member help me build my credit up faster?
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>>1080715
they basically aren't beholden to shareholder interests. it's supposed to be a "union" ie those who have accounts are members, but i wouldn't say they're not out to get money. they usually just have better rates, low/no fees, etc

navy fed's pretty good as a whole. had them for decades
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>>1080756
Close buddy from my squadron had been with them for over a decade, and despite his rock solid history, they refused to give him a loan during a difficult financial time to help him out.

I walked away from them and haven't looked back.
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When I was in high school I asked some lady that came in to talk about banks about credit unions.

the best answer she had was that banks usually have larger resources. I've looked up and down for the downside of credit unions and I really can't find one.
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>>1080715
Better rates for car loans. I have a friend with a dealer card and twice I've gotten new cars from the dealer auction and the credit union financed it. The better ones also often have their own programs tied into different dealers.
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>>1080765
need to hear more details of that. i don't think they did personal loans until a couple of years ago. did the relief society help?
Thread replies: 6
Thread images: 1
Thread DB ID: 491836



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