Best creditcard to own and which ones do you have?

I have none, i spend money i have.

>>1077346
Dont you want good credit so you can get loans?

>>1077281
citi doublecash pham

>>1077409

>loans

Poorfag detected.

Chase sapphire
Only charge monthly expenses on it.
Gotten back 600$ or so with their sign on promotion. Had it for over a year.

Just paid 90$ annual fee though, that's annoying.

Benefits? The points, extended warranty for anything I buy.

>>1077436
>not getting low interest loans to build your credit
>especially ones you can payback
>not getting 0% interest loans

Taking a 0% carloan is considered something you shouldn't pass up, considering keeping $40,000 cash on hand instead of buying a car outright is literally economics 1001.

>>1077436
Is a mortgage not a loan pham?