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2016-01-23 20:02:52 Post No. 1056475
Post No. 1056475
So I was stupid and even though I switched banks I did not close my account out.
About a month ago I was making a purchase with paypal and used said bank which was rejected and I was given a late draft fee. I spoke with a branch manager at my bank about this and she spoke with her manager or whatever but both came back stating that since it was not a bank error they cannot do anything about it.
I have a -98.00 balance in that account which will go to collections in a few weeks. What will really happen to that money once it goes to the collection agency, will they just harrass me, how will it affect my credit? Am I just better off paying the balance?