Is Mint.com a good way to manage my finances? I've decided to begin tracking my income/expenditures, and I'm looking at mint.com, or perhaps just using an excel template. Any opinions on these or other good methods of tracking personal finances?
I don't know, but I keep track of all my income and expenses in Google docs.
I made a list of everything when I had no money to make sure I wouldn't end up in the red. And I never stopped updating the list.
Pretty sure this can't be true.
With that logic then pretty much any sort of theft is your fault and they won't refund your money, which is ridiculous.
Also isn't Mint owned by a bank?
>spending hours per month/week writing down EVERY SINGLE TRANSACTION
>manually entering that into Excel or a Google spreadsheet
My time is much too valuable to do that. Why would I spend hours doing it myself when I can have a website do it in a few seconds for free?
The only reasonable argument against it. Yes you wouldn't be liable for anything that happens but it would still be a major pain in the ass.
I've been using it for about 2 years OP. It's pretty handy and interesting to see spending over time, by category, etc.
I didn't mean it that way
I meant it in the way that all these financial services seem to sell your info to advertisers or whatever
all my expenditures go through one account anyway so there's nothing i really gained from using mint
And then you need to go add a new entry every time you buy groceries, and get lunch, and get gas, and buy a video game, and make a payment on your car, and pay your cell phone bill, and get a granola bar at a gas station.
You can't seriously tell me your time is worth that little that you actually manually add in every transaction.