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So /biz/ seems to be more about stocks and...
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So /biz/ seems to be more about stocks and stuff, but I figure I'll give this question a go here.

What do you guys know about personal loans, specifically in relation to credit scores. From what I've been reading it seems that having more then one type of credit (credit cards are all I have) is actually better for your score. Is that true? If I was to take out a small loan, and spend a year or two paying it off, would that help increase my credit score?
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Why buy credit?
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>>1038500
I know, that was in my mind too...

So what is a better way then?
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>>1038497
Ho to the FAQ on credit karma and all will be revealed
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